Bank of Baroda has invited applications for the recruitment of 166 regular officers in the MSME Banking Department. The notification includes three senior positions: Senior Manager - MSME Relationship, Senior Manager - Credit Analyst, and Manager - Credit Analyst. Eligible candidates can submit their applications online through the official Bank of Baroda website. The application submission period is from February 6, 2026, to February 26, 2026.
Bank of Baroda MSME Banking Recruitment 2026 Overview
| Organization | Bank of Baroda |
| Notification Number | BOB/HRM/REC/ADVT/2026/07 |
| Post Names | Senior Manager - MSME Relationship, Senior Manager - Credit Analyst, Manager - Credit Analyst |
| Total Vacancies | 166 |
| Department | MSME Banking |
| Age Limit | 25 - 40 years (varies by post) |
| Qualification | Graduation, MBA/PGDM in Finance/Marketing (preferred) |
| Application Start Date | 06-02-2026 |
| Application Last Date | 26-02-2026 |
| Official Website | www.bankofbaroda.bank.in |
Vacancy Details
| Sl. No. | Post Name | Grade/Scale | No. of Posts |
|---|---|---|---|
| 1 | Senior Manager - MSME Relationship | MMG/S-III | 113 |
| 2 | Senior Manager - Credit Analyst | MMG/S-III | 19 |
| 3 | Manager - Credit Analyst | MMG/S-II | 34 |
| Total | 166 | ||
Eligibility Criteria
Senior Manager - MSME Relationship (113 Posts)
- Graduation in any discipline from a recognized university
- Preferred: Two-year full-time MBA or PGDM in Finance/Marketing/Sales/Banking
- Minimum 8 years of post-qualification experience in Banking, out of which 4 years in Credit Processing/Sales of Loan Products with any Bank, NBFC, or Financial Institutions in India
- Preferred: Experience in MSME Credit Processing/Sales of MSME Loans
Senior Manager - Credit Analyst (19 Posts)
- Graduation in any discipline from a recognized university
- Preferred: CA/CFA/CMA or Two-year full-time MBA/PGDM in Finance
- Minimum 6 years of post-qualification experience in Credit Processing with any Bank, NBFC, or Financial Institutions in India
- OR: Minimum 6 years as Analyst in RBI-approved Rating Agencies
- For CA/CMA holders: Minimum 5 years experience required
- Preferred: Experience in MSME Credit Processing
Manager - Credit Analyst (34 Posts)
- Graduation in any discipline from a recognized university
- Preferred: CA/CFA/CMA or Two-year full-time MBA/PGDM in Finance
- Minimum 3 years of post-qualification experience in Credit Processing with any Bank, NBFC, or Financial Institutions in India
- OR: Minimum 3 years as Analyst in RBI-approved Rating Agencies
- For CA/CMA holders: Minimum 2 years experience required
- Preferred: Experience in MSME Credit Processing
Age Limit (As on 01-02-2026)
| Post | Minimum Age | Maximum Age |
|---|---|---|
| Senior Manager - MSME Relationship | 30 years | 40 years |
| Senior Manager - Credit Analyst | 29 years | 37 years |
| Manager - Credit Analyst | 25 years | 34 years |
Age Relaxation
| Category | Age Relaxation (Years) |
|---|---|
| Scheduled Caste / Scheduled Tribe | 5 |
| Other Backward Classes (Non-Creamy Layer) | 3 |
| Persons with Disability | 10 (General/EWS), 13 (OBC), 15 (SC/ST) |
| Ex-servicemen (with 5+ years service) | 5 (General/EWS), 8 (OBC), 10 (SC/ST) |
Salary & Service Terms
| Grade | Posts | Pay Scale | Basic Pay Range |
|---|---|---|---|
| MMG/S-III | Senior Manager - MSME Relationship, Senior Manager - Credit Analyst | 85920 - 99320 - 105280 | Rs. 85,920 - Rs. 1,05,280 |
| MMG/S-II | Manager - Credit Analyst | 64820 - 67160 - 93960 | Rs. 64,820 - Rs. 93,960 |
In addition to basic pay, selected candidates will receive allowances and benefits as per Bank's policies, including allowances, perquisites, and other facilities as per bipartite settlement applicable to officers in the banking sector.
Category-Wise Reservation
| Post | Total | SC | ST | OBC | EWS | UR | PWD (Total) |
|---|---|---|---|---|---|---|---|
| Senior Manager - MSME Relationship | 113 | 34 | 21 | 32 | 26 | 0 | 12 |
| Senior Manager - Credit Analyst | 19 | 4 | 2 | 9 | 4 | 0 | 1 |
| Manager - Credit Analyst | 34 | 9 | 4 | 8 | 7 | 6 | 3 |
| Total | 166 | 47 | 27 | 49 | 37 | 6 | 16 |
Application Fees
| Category | Fee (Inclusive of GST) |
|---|---|
| General, EWS, OBC | Rs. 850 + Payment Gateway Charges |
| SC, ST, PWD, ESM, DESM, Women | Rs. 175 + Payment Gateway Charges |
Note: Application fees are non-refundable and must be paid irrespective of the written test, shortlisting, or interview results.
Important Dates
| Event | Date |
|---|---|
| Online Registration Starts | 06-02-2026 |
| Last Date for Application & Fee Payment | 26-02-2026 |
| Online Examination (Tentative) | To be announced |
| Interview | To be announced |
Selection Process
- Application Scrutiny
- Online Test (if conducted) - 150 minutes duration with 4 sections: Reasoning (25 marks), English Language (25 marks), Quantitative Aptitude (25 marks), Professional Knowledge (150 marks), Total: 225 marks
- Psychometric Test and/or Personal Interview
- Final selection based on combined performance in online test and interview
Examination Pattern (If Conducted)
| Section | No. of Questions | Max. Marks | Duration |
|---|---|---|---|
| Reasoning (Bilingual) | 25 | 25 | 150 Minutes |
| English Language | 25 | 25 | |
| Quantitative Aptitude (Bilingual) | 25 | 25 | |
| Professional Knowledge (Bilingual) | 75 | 150 |
Qualifying Marks: 40% for General & EWS, 35% for Reserved Categories in Sections 1-3. Sections 1-3 are qualifying in nature only.
How to Apply
- Visit the official website: www.bankofbaroda.bank.in/Career.htm
- Click on "Current Opportunities" under Career section
- Register yourself in the online application format
- Upload scanned photo, signature, and supporting documents (as per guidelines)
- Fill in all required details carefully - no changes permitted after submission
- Pay application fee through Debit Card, Credit Card, Internet Banking, or UPI
- Submit the application and take a printout for future reference
- Keep your registered email ID active throughout the recruitment process
Documents Required at Interview
- Print of valid call letter
- System-generated printout of online application form
- Date of Birth proof (birth certificate, SSLC/10th marksheet)
- Photo identity proof (Aadhar, PAN, Passport, Driving License, Voter Card, etc.)
- Educational certificates and mark sheets
- Work experience certificates and relieving letters
- Caste certificate (for SC/ST/OBC candidates)
- Disability certificate (if applicable)
- No Objection Certificate from current employer (if applicable)
Additional Information
- Credit History: Minimum CIBIL score of 680 required at the time of joining
- Probation Period: 12 months from date of joining
- Service Bond: Must serve minimum 3 years or pay compensation of Rs. 5 lakhs
- Posting: Selected candidates liable to be posted anywhere in India at Bank's discretion
- Biometric Verification: Fingerprint and photograph to be captured at exam and interview
Frequently Asked Questions (FAQ)
Q: What is the total number of vacancies in Bank of Baroda MSME Banking Recruitment 2026?
A: The total number of vacancies is 166 posts across three positions in MSME Banking Department.
Q: What is the last date to apply for Bank of Baroda MSME Banking Recruitment 2026?
A: The last date for submission of application and payment of fees is 26th February 2026.
Q: What qualifications are required for Senior Manager - MSME Relationship?
A: Candidates must have a Bachelor's degree in any discipline. Preferred qualifications include a 2-year full-time MBA or PGDM in Finance/Marketing/Sales/Banking. Minimum 8 years of banking experience is required, with 4 years in credit processing/loan sales.
Q: What qualifications are required for Senior Manager - Credit Analyst?
A: Candidates need a Bachelor's degree, preferably with CA/CFA/CMA or MBA/PGDM in Finance. Minimum 6 years of experience in credit processing with banks/NBFCs or as an analyst in RBI-approved rating agencies is mandatory.
Q: What qualifications are required for Manager - Credit Analyst?
A: Candidates must have a Bachelor's degree, with preferred qualifications of CA/CFA/CMA or MBA/PGDM in Finance. Minimum 3 years of post-qualification experience in credit processing with banks/NBFCs or rating agencies is required.
Q: What is the age limit for Senior Manager - MSME Relationship?
A: The age limit is 30-40 years (General category as on 01-02-2026). Age relaxation available for SC/ST (5 years), OBC (3 years), PWD (up to 15 years), and Ex-servicemen.
Q: What is the age limit for Senior Manager - Credit Analyst?
A: The age limit is 29-37 years (General category). Age relaxation available for reserved categories as per government norms.
Q: What is the age limit for Manager - Credit Analyst?
A: The age limit is 25-34 years (General category). Age relaxation is applicable for reserved categories as per government guidelines.
Q: What are the salary scales for these positions?
A: Senior Managers (MMG/S-III) have a pay scale of Rs. 85,920 - 99,320 - 105,280. Managers (MMG/S-II) have a pay scale of Rs. 64,820 - 67,160 - 93,960. Additional allowances and benefits apply as per bank policies.
Q: What is the application fee?
A: General, EWS, and OBC candidates: Rs. 850 (inclusive of GST). SC, ST, PWD, ESM, DESM, and Women: Rs. 175 (inclusive of GST). Additional payment gateway charges may apply.
Q: What is the selection process?
A: The selection involves application scrutiny, online test (if conducted), psychometric test, and personal interview. Final selection is based on combined performance.
Q: Is there negative marking in the examination?
A: No, there is no negative marking. Unanswered questions carry zero marks.
Q: Can I change my category after applying?
A: No, change of category is not permitted at any stage after submission of the online application.
Important Links
| Apply Online | Click here |
| Official Notification | Click here |
| Official Website | Click here |